![""](/aik-saath/sites/_co-lab.aciar.gov.au.aik-saath/files/2020-08/CredPol%20Res%2004%20Tisdell%20et%20al%20p30%20880x550_0.jpg)
This article identifies why some poor rural women do or do not obtain micro-loans and considers the economic effectiveness of these loans. It recommends a holistic approach to the assessment of microfinance taking into account its economic, social and psychological impacts within families, paying particular attention to gender relationships. 2020